Unnati education loan
One loan for the course you got into
Apply on your phone with a parent as co-borrower. Your college verifies the offer, and a licensed lender pays the fee straight to the college.
Key features
Built around your admission, not your property
Apply from your phone
One online application. Upload documents and track every step.
Parent as co-borrower
You borrow and a parent or guardian co-borrows with you.
College-verified offer
Your college confirms the admission online before any decision.
Protection built into every step
No score impact
Checking eligibility never touches your credit score.
Explicit consent
Every consent is explicit and recorded.
Costs upfront
Interest and fees shown before you consent.
Fees to college
Funds never pass through the household.
Know your lender
You always see which licensed lender decides.
Data with purpose
Held securely, deleted on request.
Unnati does not lend, set interest rates, approve credit or hold deposits.
Complaints: loan matters go to the lender, platform matters to Unnati.
What it funds
Every path after Grade 12
University degrees
Bachelor's and master's programmes
Health academies
Health science and medicine
CTEVT / TVET diplomas
Diploma and pre-diploma
Skill courses
Reskilling and upskilling
Who can apply
You can apply if
- You are 18 or older
- You have finished Grade 12 or equivalent
- You hold an admission offer from a college
- A parent or guardian co-borrows with you
Documents
Keep these ready
- A recent photo
- Citizenship or another identity document
- Your academic records
- The college's fee structure
- Your admission offer letter
The process
From offer to funded seat in 4 steps
- 1
Get your admission offer
Start once a college offers you a seat.
- 2
Apply and see your numbers
Fill one form, upload documents and check your EMI.
- 3
College verifies, lender decides
The college confirms your offer and a licensed lender makes the credit decision.
- 4
Fee goes to the college
Once approved, the fee is paid straight to your college.
EMI Calculator
Find the right loan for you.
Your Monthly EMI
Rs.22,744
11% Interest Per Annum
Rs.8,80,000
Rs.2,11,715
Total Loan Amount
Rs.10,91,715
Your seat is waiting
Fund YourFuture.
Got an admission offer and a fee deadline? Check your eligibility in a few minutes. It is free and does not touch your credit score.
